You have decided to not have the family Thanksgiving and instead have volunteered you and your car to deliver care packages to the needy. On your way to your first delivery, you cause an auto accident which damages your car. Would this be covered on your PAP? There is coverage on your personal auto […]
Read MoreThanksgiving Insurance Trivia
Every year, you go to your sister’s house for Thanksgiving. She either overcooks or undercooks the turkey. She always stuffs the turkey, against your advice. This year, you complain that the turkey looks underdone; you eat the turkey and stuffing anyway and come down with food poisoning. You have had it with your sister and […]
Read MoreThanksgiving Insurance Trivia
Your family has gathered for Thanksgiving and the only way to get through this holiday is to drink alcohol. (Beginning at breakfast). By the end of the celebration people leave intoxicated. One of your least favorite relative gets in a car accident; damages their vehicle and the vehicle that they ran into. Your relative sues […]
Read MoreThanksgiving Insurance Trivia
This Thanksgiving you have decided to deep fry your turkey instead of the traditional all day in the oven approach. You proudly bring your guests outside to see you drop the bird in your deep fat fryer. The bird is too big, flashes out and ignites the burner. As your family scatters the fire is […]
Read MoreSome Tips for Preparing Your Home for the Fall and Winter Season
Along with the joys, comfort and security of homeownership comes many various responsibilities. Preparing your home for upcoming seasons is one of them. With the official first day of fall behind us it is a good idea to begin preparing your home for the upcoming fall and winter season. Better to be prepared than to […]
Read MoreConfused about your Condo governing docs?
In Virginia, condo insurance for the master policies are paid according to your governing documents. Here is a brief summary to explain some of the differences. You should always review your governing documents for clarification and exceptions. STUDS IN: Prior to purchasing a HO-6 insurance policy, you should understand how your unit is defined in […]
Read MoreLife Insurance – For those you love the most!
September is National Life Insurance Awareness Month (LIAM). This is a great time to review your current life insurance and discuss the importance of having enough coverage. Life insurance offers the opportunity to help protect the future of the people you love and helps your family have a better financial future. Lets start this important […]
Read MoreBeing a parent or coach of youth sports
Youth sports have come a long way over the years. As more and more children get involved in sports it is important to make it an enjoyable and learning experience for them. As a coach it is important to be a positive role model. Use positive reinforcement, by doing this it gives children more confidence […]
Read MoreHURRICANE AWARENESS
Here is some reminder Information you should know about hurricane season While the hurricane season for the Atlantic goes from June 1st through November 30th – the peak hurricane season is between August and late October. Did you know? A hurricane “watch” means that conditions (with winds up to 74 mph) are possible within the following […]
Read MoreYour New Medicare ID Cards and Numbers are considered Personally Identifiable Information PII
You will be getting a new Medicare Card!! The centers for Medicare and Medicaid Services are mailing new cards to beneficiaries and will mail them through April of 2019. These cards will have a unique number called a Medicare Beneficiary Number (or MBI) The centers are advising that you may not share your numbers with […]
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