Home Insurance

For most of us, a home is the single biggest investment we will make. It’s vitally important that our home is protected by the very best insurance policy we can find. Your agents at Connie Phillips Insurance will help you with this major decision.

We’re an independent agency, so we’re able to compare policies and rates from a wide variety of home insurance providers. Since we’re not tied to any one company, we can help you find the perfect solution for your home insurance needs at a cost you can afford.

We know homeowners insurance

Read a typical home insurance policy today, and you’ll find terms like “perils” and “packages,” “all-risk basis” and “policy exclusions.” Fortunately, you don’t have to navigate these complex issues yourself.

At Connie Phillips Insurance, we’ll help you decide proper levels of liability coverage to protect your home and personal possessions, such as jewelry, collectors’ items, computers, and more. We’ll advise you on selecting adequate coverage to protect you if someone is injured on your property.

We’ll also help you understand the exclusions in your policy. For example, did you know that many policies exclude the following:

  • Losses due to changes in community laws or ordinances
  • Damages from earthquakes and mud slides
  • Sewage backups and mold damage

We know home insurance, and we’ll bring that knowledge to the table.

Not a homeowner? We help renters, too

Renting a condo or apartment can be a great option for those who don’t own a home. Renters need insurance protection, too, and a Connie Phillips Insurance agent can explain the advantages of renters coverage, and help you select a policy that fits your budget.

So whether you’re a proud new home buyer, you’ve owned a home for a very long time, or aren’t yet a homeowner, Connie Phillips Insurance can help you make the right decisions in purchasing home insurance. We provide annual account reviews, too, so you can rest assured that your coverage is always right.

To speak with a Connie Phillips Insurance agent, call us at 888-439-0479 or stop by our office in Frederick, MD. To receive a free, no-obligation quote, just fill out our online form.

Come see our Personal Lines page for information on auto insurance, rental property insurance, umbrella coverage, and more.