Fire Prevention Month: Small Actions That Make a Big Difference

October is Fire Prevention Month, an important reminder to take simple steps that can help protect your home, loved ones, and community. Fire prevention is about more than having the right equipment. It is about creating habits that reduce risk and preparing for emergencies before they happen. Start in the Heart of the Home: The […]

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Employment Practices Liability Insurance (EPLI) – What you need to know

EPLI Claims Continue to Rise: What Employers Need to Know in 2026 Employment Practices Liability Insurance (EPLI) claims are becoming one of the most significant risks facing employers today. From discrimination and retaliation allegations to wrongful termination and harassment claims, organizations are facing a growing number of workplace disputes and higher costs when those disputes […]

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Top 10 Costly Insurance Mistakes made by Condominium Associations

10 Insurance Mistakes That Cost Condo Associations Thousands Managing a condominium association or homeowners association comes with significant responsibility. From maintaining common areas to protecting the association’s financial health, insurance plays a critical role in minimizing risk. Unfortunately, many condo boards and property managers discover coverage gaps only after a costly claim occurs. Below are […]

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Back-to-School Safety Tips and School Bus Laws

Back-to-School Safety Tips and School Bus Laws Every Driver Should Know As families prepare for the new school year, back-to-school safety should be a top priority. With more children walking, biking, and riding school buses, understanding school bus safety rules, school zone safety, and school bus stop laws can help prevent accidents and keep students […]

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Cyber Insurance & Ransomware Protection for Businesses

Cyber Threats Aren’t Slowing Down:  What Businesses Need to Know in 2026 If you were hoping cybercriminal activity would begin to taper off in 2026, the latest cyber claims data tells a different story. Ransomware attacks, social engineering fraud, and business email compromise incidents continue to rise, creating significant financial and operational risks for businesses […]

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Understand the Risk of Deed or Title Fraud

Title Deed Fraud: What Every Property Owner Needs to Know Property ownership is often one of the largest investments a person will make. Unfortunately, criminals are increasingly targeting homeowners through title and deed fraud, a form of real estate theft that can create significant financial and legal challenges. Understanding how these scams work and taking […]

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Buying Insurance in the Age of Artificial Intelligence (AI)

A Guide to Smart and Safe Decisions Artificial Intelligence (AI) is transforming the way consumers interact with many services, and insurance is no exception. While AI can streamline the insurance process, and even help you find the best coverage, it’s crucial to be aware of the potential pitfalls and proceed with caution. Here’s a guide […]

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Maryland’s New “Plate Where You Live” Law

What Residents Need to Know Before Fines Begin If you live in Maryland but still drive a vehicle with out-of-state license plates, it’s time to take action. The Maryland Motor Vehicle Administration (MVA) is strengthening enforcement of existing vehicle registration laws through its “Plate Where You Live” initiative, aimed at ensuring residents properly title and […]

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Underground Service Line Coverage

Why Underground Service Line Coverage Matters More Than You Think When most homeowners think about insurance, they picture the roof over their head, the walls around them, and the belongings inside. But some of the most expensive risks on your property are actually underground—and they’re often overlooked until something goes wrong. Underground service line coverage […]

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Happy Retirement to Dianne Perrey

Dear Valued Clients and Colleagues, After many wonderful years serving you, I am pleased to announce that I have officially retired. It has been an absolute privilege to work with each of you, and I am truly grateful for the trust you’ve placed in me over the years. Please note that my emails will continue […]

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