Can you believe that 25% of all vehicles sold by 2025 will be electric! Supporters of electric vehicles will cite that it benefits everyone because it would reduce emissions and improve the air and water quality. Will your community be ready? Let’s look at some things that you need to take into consideration when weighing […]
Read MoreHow to Protect your Community Association from Directors and Officers Liability Claims
DID YOU KNOW THAT MOST DIRECTORS AND OFFICERS LIABILITY POLICIES REQUIRE YOU TO DO THE FOLLOWING? Maintain updated certificates of any hired contractor for General Liability and Workers Compensation insurance. General Liability insurance – recommended limit of $1,000,000. Have a signed contract with all contractors that will include a hold harmless clause that protects and […]
Read MoreMarch is Dental, Vision and Hearing month!
Found these really cool links to answer important questions: Does Medicare Cover Dental Care? https://living.medicareful.com/does-medicare-include-dental-coverage?utm_source=SilverpopMailing&utm_medium=email&utm_campaign=SalesNews_MidAtlantic_03.25.2019%20(1)&utm_content= Does Medicare cover Hearing Aids? https://living.medicareful.com/does-medicare-cover-hearing-aids?utm_source=SilverpopMailing&utm_medium=email&utm_campaign=SalesNews_MidAtlantic_03.25.2019%20(1)&utm_content=
Read MoreThanksgiving Insurance Trivia
You have decided to not have the family Thanksgiving and instead have volunteered you and your car to deliver care packages to the needy. On your way to your first delivery, you cause an auto accident which damages your car. Would this be covered on your PAP? There is coverage on your personal auto […]
Read MoreThanksgiving Insurance Trivia
Every year, you go to your sister’s house for Thanksgiving. She either overcooks or undercooks the turkey. She always stuffs the turkey, against your advice. This year, you complain that the turkey looks underdone; you eat the turkey and stuffing anyway and come down with food poisoning. You have had it with your sister and […]
Read MoreThanksgiving Insurance Trivia
Your family has gathered for Thanksgiving and the only way to get through this holiday is to drink alcohol. (Beginning at breakfast). By the end of the celebration people leave intoxicated. One of your least favorite relative gets in a car accident; damages their vehicle and the vehicle that they ran into. Your relative sues […]
Read MoreThanksgiving Insurance Trivia
This Thanksgiving you have decided to deep fry your turkey instead of the traditional all day in the oven approach. You proudly bring your guests outside to see you drop the bird in your deep fat fryer. The bird is too big, flashes out and ignites the burner. As your family scatters the fire is […]
Read MoreSome Tips for Preparing Your Home for the Fall and Winter Season
Along with the joys, comfort and security of homeownership comes many various responsibilities. Preparing your home for upcoming seasons is one of them. With the official first day of fall behind us it is a good idea to begin preparing your home for the upcoming fall and winter season. Better to be prepared than to […]
Read MoreConfused about your Condo governing docs?
In Virginia, condo insurance for the master policies are paid according to your governing documents. Here is a brief summary to explain some of the differences. You should always review your governing documents for clarification and exceptions. STUDS IN: Prior to purchasing a HO-6 insurance policy, you should understand how your unit is defined in […]
Read MoreLife Insurance – For those you love the most!
September is National Life Insurance Awareness Month (LIAM). This is a great time to review your current life insurance and discuss the importance of having enough coverage. Life insurance offers the opportunity to help protect the future of the people you love and helps your family have a better financial future. Lets start this important […]
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