Large jury awards—often called nuclear verdicts—are becoming more common, and a recent case in Florida is a powerful reminder of how quickly a simple maintenance issue can turn into a multimillion dollar liability claim. In late 2024, a Florida jury awarded more than $11.3 million to a shopper who fractured her ankle after tripping on […]
Read More
Were you gifted with something sparkly or sentimental this Holiday Season? Here’s How to Protect Them All Year Long The holiday season has a way of bringing magic into our homes — twinkling lights, family gatherings, and sometimes even a little extra sparkle under the tree. If you were blessed this holiday with a new piece […]
Read More
At Connie Phillips Insurance, we know your pets are more than just animals—they’re family. That’s why we’re excited to offer Pet Insurance that helps you care for your furry companions without worrying about unexpected vet bills. But did you know that bundling your Pet Insurance with your Homeowners and Auto Insurance can save you money […]
Read More
Beneath the charming skyline of clustered spires and the vibrant growth of its communities, Frederick, Maryland, is a city on the move. A thriving economy, a burgeoning population, and a steady influx of new homes and businesses paint a picture of prosperity. However, these very indicators of success are contributing to a growing concern […]
Read More
I wanted to share a quick checklist of items to do in preparation for upcoming hurricane and high winds: Prepare ahead of time with an emergency kit and know what to do during and after the storm. Check your gutters and downspouts and clear them of any debris to prevent water damage. If you own […]
Read More
No one wants to pay more than they have to, especially regarding auto insurance. That’s why tips that can help lower your premium are among the most valuable we dish out. But the most valuable way to lower your auto bill may surprise you: Drive safely. 🚦 No, seriously. Let’s break it down: 🔹 Fewer […]
Read More
When you’re a homeowner, you have a lot to protect. Your homeowner’s policy helps protect your property and possessions if an accident happens. Be sure to review your property coverages and insure your home for reconstruction costs. Have you agent provide you with a replacement cost estimate. Your homeowners policy will also provide help if […]
Read More
WHAT ARE CYBER INSURANCE UNDERWRITERS LOOKING FOR? Below is a list of cyber risk management strategies that underwriters are currently evaluating to assess an organization’s cyber insurability, pricing, and coverage scope. These are grouped based on current underwriting standards amongst a cross-section of markets. It is important to note that minimum standards vary, depending on […]
Read More
Cybersecurity in 2025: You need Cyber Security Liability Insurance As cyber threats evolve in complexity and frequency, the need for robust cyber insurance has never been more pressing. Drawing insights from two recent publications—Cyber Insurance Journal https://www.insurancejournal.com/cyber/and Travelers’ 2025 Q1 Cyber Threat Report https://investor.travelers.com/newsroom/press-releases/news-details/2025/Travelers-Publishes-Cyber-Threat-Report-Highlighting-an-Increase-in-Ransomware-Activity/default.aspx —this blog explores the intersection of rising cyber risks and […]
Read More
As hurricane season approaches, homeowners and business owners along coastal and storm-prone areas are reminded of the unpredictable and often devastating impact these natural disasters can bring. While stocking up on supplies and reviewing evacuation routes are essential parts of hurricane prep, one of the most critical—but often overlooked—steps is reviewing and updating your insurance […]
Read More