Maryland House Bill 107 -Reserve Studies

Maryland House Bill 107 -Reserve Studies for Maryland Community Associations –The Maryland General Assembly passed new legislation requiring that community associations obtain a reserve study. This will apply to condominiums and homeowners’ associations. IMPORTANT: 1) On or after 10-1-18 – must have reserve study updated within 5 years 2) No reserve study – Must comply […]

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Special Enrollment Period (SEP) What is a “Qualifying Event” or “Triggering Event”

A special enrollment period (SEP) allows you to enroll in an ACA-compliant plan (on or off-exchange) if you have a qualifying life event. A qualifying event triggers a special enrollment period (SEP) for an individual or family to purchase health insurance outside of the regular annual ACA open enrollment period. ACA Open Enrollment period- November 1st to December 31st.  Coverage goes in effect January of […]

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Insurance 101 for College Students

Insurance for college student

Insurance for College Students In college, there are so many things to be concerned with. Things such as class scheduling, housing arrangements, locating resources on campus, financial aid, and searching for student employment opportunities. The last thing on most college student’s minds is insurance! However, being adequately insured while in college will save you a lot […]

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Annual Coverage Review

At Connie Phillips Insurance, we represent YOU, not the insurance company. We are interested in doing what is best for you. We work hard for our clients and enjoy empowering you through client education. An annual insurance coverage review is when you will meet with your agent to go over your current coverages in specific […]

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Why You Need Cyber Liability Insurance

Cyber Liability

With the increasing effect technology has on the way we navigate the world today; we need to protect ourselves more than ever. If you are a business owner, indeed, you have decided to go digital to some degree. While data breaches have been the hot topic of discussion for years now, that is not the […]

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Wedding Season 2021

Wedding Insurance

Who We Are At Connie Phillips Insurance, we represent YOU the client, NOT the insurance carriers. We are purely interested in doing what is best for our clients, putting their interests ahead of our own. We work hard for our clients and enjoy empowering them through client education. When our clients get married, we are […]

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How to Prep for a Flood

Who We Are At Connie Phillips Insurance, we represent the client, NOT the insurance carriers. We are purely interested in doing what is best for our clients, putting their interests ahead of our own. We work hard for our clients and enjoy empowering them through client education. Today, let’s take a look at the importance […]

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May The 4th Be With You…

Star Wars

Social media feeds everywhere will be flooded with Star Wars memes, puns, and the like on this special day that many have come to know as “Star Wars Day” or “May the 4th”. What originally started as a punny reference has become an international cultural phenomenon. How exactly did this unofficial ‘holiday’ come to be? […]

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Get Under an Umbrella Liability Policy

Umbrella Liability Insurance

What is Umbrella Liability Insurance and What Does it Cover? At Connie Phillips Insurance, we represent YOU, NOT the insurance carriers. We are interested in doing what is best for you. We work hard for our clients and enjoy empowering them through client education. Since March is National Umbrella Month, we will focus on three […]

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Are you working from home due to COVID-19?

Your home

Are you working from home due to COVID-19? Right now, life may be feeling a little abnormal. After all, there are a lot of us who never thought about working from home — until now. While some jobs cannot easily be performed from home, a surprising number can be thanks to the ease of modern […]

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