Cold Weather Freeze is here!

MAKE SURE YOU HAVE YOUR HEAT ON! The freezing cold weather is here AGAIN! This week an Arctic blast is forecasted to bring cold temperatures to our area. Some areas are predicted to have their lowest temperature level in more than 20 years.  https://www.infoplease.com/math-science/weather/record-lowest-temperatures-by-state  The combination of cold temperature and wind chill along the east […]

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WORKERS COMPENSATION AND CERTIFICATES OF INSURANCE

HOW TO PROTECT YOUR ASSOCIATION WITH WORKERS COMPENSATION, CERTIFICATES OF INSURANCE, ADDITIONAL INSURED ENDORSEMENTS AND HOLD HARMLESS AGREEMENTS Every association should carry a workers’ compensation policy – whether the association has employees or not.  If your association issues 1099’s to contractors, then you can be held liable for injuries or liability from an uninsured contractor.  […]

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Is your community association vulnerable to financial crimes?

What would happen to your association in the event of fraud, theft, or embezzlement? Your association leaders/board are volunteers and responsible for protecting the association assets from fraud, theft, or embezzlement. https://www.insurance-financial.net/crime-fidelity-bond/ Every association is looking to protect their funds from theft and other acts committed internally by board members and management companies and by outside […]

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FACE MASK HYGIENE – Proper Cleaning Tips

The Centers for Disease Control (CDC) has recommended wearing face masks in public to slow the spread of Covid-19. It is important to know how to properly wash, disinfect, and handle reusable cloth masks. Pathogens like bacteria and viruses can live on cloth fabric for longer than we may think – 8 to 12 hours. […]

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Are you Providing the Proper Insurance for your Directors and Officers?

Some insurance carriers refer to Directors and Officers (D&O) Liability as miscellaneous liability.  Take my word, it is not a coverage that should be considered miscellaneous.  There is a world of difference between D&O coverage offered to you as an endorsement on your master policy and proper D&O coverage specifically written as a stand-alone policy. […]

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TOP 15 MOLD PREVENTION TIPS

Top 15 Mold Prevention Tips to help maintain the highest quality living environment for your home Circulate the Air – Open your windows – Proper ventilation is essential. When the outside air is drier than the inside, ventilation allows the dry air to enter, take up excess moisture, and then be carried outside. When natural […]

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BIZARRE INSURANCE CLAIMS

#1 What happens when you hire an unqualified contractor to do work in your Condo? You live in a sprinklered building.   Your hot water heater is located in a closet and needs to be repaired.   You call in your friend who does plumbing on the side….   He assures you it would be no problem (and […]

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WINTER WEATHER CHECKLIST – Be Prepared!

When preparing for a possible winter storm or freeze, use this checklist to minimize your facilities exposures. The following checklist is intended to provide you with the general information needed to plan and implement an adequate response to catastrophic winter weather exposures. The purpose of this form is to help protect lives, property, and other […]

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