HURRICANE AWARENESS

Here is some reminder Information you should know about hurricane season  While the hurricane season for the Atlantic goes from June 1st through November 30th – the peak hurricane season is between August and late October.  Did you know? A hurricane “watch” means that conditions (with winds up to 74 mph) are possible within the following […]

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Certificates of Insurance and what you need from your vendors

General Liability and Workers Compensation Insurance Certificates Take the necessary steps to keep your Associations financial future safe.  Please be sure to maintain updated certificates of any hired Contractors General Liability and Workers Compensation insurance.  If the Independent Contractor does not purchase Workers Compensation or General Liability insurance, a charge may be made under your […]

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Hosting a Special Event in your Community Association

As some might feel that communities with an HOA can be a bit restrictive. They have rules & regulations in place to create harmonious living for everyone. In addition, having an HOA also helps with creating friendships of neighbors and a safe neighborhood to live in. With that said some communities that have a lot […]

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Community Association Liability and Fair Housing Complaints

Do you have the proper discrimination coverage to protect your community association if a legal claim is made? The Fair Housing Law prohibits housing discrimination based on race, color, religion, sex, familial status, national origin, marital status, sexual orientation, gender identity, or disability.  Claims are increasing in these areas and can cost a community from […]

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Annual Notice to Unitowners in Maryland regarding your Condominium

Annual notice Version 1 ANNUAL NOTICE TO UNITOWNERS IN MARYLAND REGARDING YOUR CONDOMINIUM HOMEOWNERS INSURANCE This notice contains important information regarding your condominium associations insurance and the Maryland Condominium Act.   Mary Law states that: Condominium association are required to insure the common elements and invidiual units, except for any improvements and betterments installed in units […]

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Understanding Business Insurance

What is business insurance? Insurance coverage that protects businesses from losses due to events that may occur during the normal course of business operations. A typical business insurance policy will include coverage for your property, legal liability, employee and customer related risks. Business Property Building Business Income Contents Equipment Outdoor Storage Business Liability Bodily Injury […]

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You need a Condo Association Insurance Expert!

For over 25 years, Connie Phillips Insurance has provided great customer service and helped our clients stay ahead of the changes in coverage and claims that will affect their bottom line. We want to be more than just your insurance agent. We want to be your Condominium Association Insurance Expert. You need an expert who […]

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Habitational and Condominium Insurance Training for Community Managers

Connie Phillips Insurance, in conjunction with the Phillips Condominium Group, really understands the habitational insurance needs of your community.  We offer training for Condominium Associations, HOA, Cooperatives, Property Managers, Board Members and Unit Owners. Here are the topics that have already been presented:          Be Prepared if your insurance policy is cancelled […]

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