California Assembly Bill 5 (also known as CA AB 5) was signed into law in September 2019, implementing a new test all employers must use to determine if a worker is an employee or an independent contractor under the California Labor Code. The law may impact who you cover under your workers’ compensation policy. While […]Read More
Personal auto insurance companies are offering refunds or premiums reductions during COVID-19 shutdown!
We are all home and not driving our cars. The shelter in place orders and social distancing have resulted in a notable decrease in the average miles driven per day. This results in a decline in automobile claims. These savings for the Personal Auto insurance carriers will be shared with their policyholders. To get relief […]Read More
Let’s Keep America Healthy!
COVID-19 – A Message from Connie Phillips Insurance News about a deadly virus that stared in Wuhan, China in December, now called 2019 novel coronavirus, or COVID-19. As the number of cases rises, it’s understandable if you’re wondering how likely it is that you or a loved one will become ill. Everyone is quite likely, […]Read More
Answering your insurance questions regarding COVID-19
In an effort to answer some of your insurance questions, I have shown below how your insurance coverages may respond. Unfortunately, most policies have specific exclusions listed on the policy that exclude coverage for this coronavirus pandemic. There are informative links regarding Workers Compensation, and your state unemployment websites at the end of this email. […]Read More
Workplace Violence – The Second leading cause of work-site deaths in the United States
According to the Occupational Health and Safety Administration (OSHA), each year nearly 2 million American workers are victims of workplace violence. Acts of violence and other injuries is currently the second-leading cause of fatal occupational injuries in the United States. Connie Phillips Insurance would like to provide you more information about workplace violence and how […]Read More
College Students Back to School – Review Your Insurance Coverages!
As college students return for the new school year – this can present a number of challenges. In addition to making sure you have a laptop and other college materials, now is also the time to consult an insurance professional to verify your insurance needs such as your car, your home and even your health […]Read More
Safety tips – Hurricane Season
Are you ready for Dorian? (the powerful category 4 hurricane which is expected to impact the east coast). Connie Phillips Insurance wants to make sure you are prepared and protected. We have formulated a list of tips and safety precautions you should follow to remain safe during a hurricane. The common thread among all major […]Read More
Going Back to School can be Stressful – Hope these tips will help!
Tips for back to school Summer vacations are almost over, and the new school year is approaching. Here are some tips for back to school to help you and your children start the school year on the right foot. In addition to meeting with their new teachers and getting a good breakfast to start the […]Read More
6 Important Items You Should Do Before You Move!
Moving day can be the most exciting day in your life! However, there’s no denying it can also be very stressful. Connie Phillips Insurance has compiled a list of some important things you need to do right before you move to your new home. -Update your address Updating your address is fairly simple, you can […]Read More
Maryland Law and Carbon Monoxide Alarms for Rental Units
Carbon Monoxide Alarms have been required in all Maryland new and existing rental properties since April 1st, 2018. These alarms are now required to be installed outside of each sleeping area, on every level of the unit, including the basement – if the building contains any fuel burning equipment, wood burning appliances or has an […]Read More