AS A UNITOWNER, WHAT TYPE OF CONDOMINIUM INSURANCE DO YOU NEED IN MARYLAND?

CONDOMINIUM UNIT OWNERS HOMEOWNERS INSURANCE  HO-6 Prior to purchasing an HO-6 insurance policy, analyze the bylaws & declarations of your condominium. From this analysis, you can see the protection that you are lacking and will need.  An HO-6 policy is an essential component for the replacement of your personal property, improvements and betterments and personal […]

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Business Insurance – Property and General Liability Insurance

From retail stores to offices to contractors to restaurants and garages, every business needs business insurance. If you lease or own property, you will need to obtain business property insurance to cover your building, business contents, special equipment, inventory, improvements and betterments.  While the insurance policy provides coverage for fire, lightning, weight of ice and […]

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Snow Removal of Parking Lot on HOA’s and POA’s

By: Connie Phillips As the winter quickly approaches, being prepared for snow removal from HOA and POA parking lots and community roads is very important. Associations are responsible for the snow removal. City or county requirements may differ so be sure that you, as a board member or Association Manager are aware of the requirements […]

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Volunteering

We all have incredibly busy lives and the last thing on many minds is volunteering. However, the benefits of volunteering are huge to you, your community and even your own family! When you seek out to find volunteer opportunities that are a good match you may be surprised you will also find new friends, new […]

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Insurance Fraud

Insurance fraud isn’t just for insurance companies to worry about it’s also for you, the consumer to worry about. Insurance crooks are picking your pockets to line their own. Insurance fraud is one of America’s largest crimes- at least $80 BILLION is stolen EACH year! Crazy right??? Today I’m going to share some insurance fraud […]

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Meat & Cancer

With summer coming up many folks start watching their diets to get in beach body shape, however there is an even more important reason to watch your diet. CANCER!! Yes cancer!! The World Health Organization has determined that dietary factors account for 30 percent of all cancers in Western countries and up to 20 percent […]

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