Confused about your Condo governing docs?

In Virginia, condo insurance for the master policies are paid according to your governing documents.  Here is a brief summary to explain some of the differences.  You should always review your governing documents for clarification and exceptions. STUDS IN: Prior to purchasing a HO-6 insurance policy, you should understand how your unit is defined in […]

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Life Insurance – For those you love the most!

September is National Life Insurance Awareness Month (LIAM).  This is a great time to review your current life insurance and discuss the importance of having enough coverage.  Life insurance offers the opportunity to help protect the future of the people you love and helps your family have a better financial future. Lets start this important […]

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Being a parent or coach of youth sports

Youth sports have come a long way over the years.  As more and more children get involved in sports it is important to make it an enjoyable and learning experience for them. As a coach it is important to be a positive role model. Use positive reinforcement, by doing this it gives children more confidence […]

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HURRICANE AWARENESS

Here is some reminder Information you should know about hurricane season  While the hurricane season for the Atlantic goes from June 1st through November 30th – the peak hurricane season is between August and late October.  Did you know? A hurricane “watch” means that conditions (with winds up to 74 mph) are possible within the following […]

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Certificates of Insurance and what you need from your vendors

General Liability and Workers Compensation Insurance Certificates Take the necessary steps to keep your Associations financial future safe.  Please be sure to maintain updated certificates of any hired Contractors General Liability and Workers Compensation insurance.  If the Independent Contractor does not purchase Workers Compensation or General Liability insurance, a charge may be made under your […]

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Hosting a Special Event in your Community Association

As some might feel that communities with an HOA can be a bit restrictive. They have rules & regulations in place to create harmonious living for everyone. In addition, having an HOA also helps with creating friendships of neighbors and a safe neighborhood to live in. With that said some communities that have a lot […]

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Community Association Liability and Fair Housing Complaints

Do you have the proper discrimination coverage to protect your community association if a legal claim is made? The Fair Housing Law prohibits housing discrimination based on race, color, religion, sex, familial status, national origin, marital status, sexual orientation, gender identity, or disability.  Claims are increasing in these areas and can cost a community from […]

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Annual Notice to Unitowners in Maryland regarding your Condominium

Annual notice Version 1 ANNUAL NOTICE TO UNITOWNERS IN MARYLAND REGARDING YOUR CONDOMINIUM HOMEOWNERS INSURANCE This notice contains important information regarding your condominium associations insurance and the Maryland Condominium Act.   Mary Law states that: Condominium association are required to insure the common elements and invidiual units, except for any improvements and betterments installed in units […]

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