All so often our email inboxes can quickly fill up with junk mail, advertising specials, and those special emails from friends and family. Thus, trying to locate a particular email and just sorting thru all those emails is very time consuming. This is one of the reasons why you should set up a separate email […]
Read MoreCertificates of Insurance and what you need from your vendors
General Liability and Workers Compensation Insurance Certificates Take the necessary steps to keep your Associations financial future safe. Please be sure to maintain updated certificates of any hired Contractors General Liability and Workers Compensation insurance. If the Independent Contractor does not purchase Workers Compensation or General Liability insurance, a charge may be made under your […]
Read MoreHosting a Special Event in your Community Association
As some might feel that communities with an HOA can be a bit restrictive. They have rules & regulations in place to create harmonious living for everyone. In addition, having an HOA also helps with creating friendships of neighbors and a safe neighborhood to live in. With that said some communities that have a lot […]
Read MoreCommunity Association Liability and Fair Housing Complaints
Do you have the proper discrimination coverage to protect your community association if a legal claim is made? The Fair Housing Law prohibits housing discrimination based on race, color, religion, sex, familial status, national origin, marital status, sexual orientation, gender identity, or disability. Claims are increasing in these areas and can cost a community from […]
Read MoreAnnual Notice to Unitowners in Maryland regarding your Condominium
Annual notice Version 1 ANNUAL NOTICE TO UNITOWNERS IN MARYLAND REGARDING YOUR CONDOMINIUM HOMEOWNERS INSURANCE This notice contains important information regarding your condominium associations insurance and the Maryland Condominium Act. Mary Law states that: Condominium association are required to insure the common elements and invidiual units, except for any improvements and betterments installed in units […]
Read MoreUnderstanding Business Insurance
What is business insurance? Insurance coverage that protects businesses from losses due to events that may occur during the normal course of business operations. A typical business insurance policy will include coverage for your property, legal liability, employee and customer related risks. Business Property Building Business Income Contents Equipment Outdoor Storage Business Liability Bodily Injury […]
Read MoreYou need a Condo Association Insurance Expert!
For over 25 years, Connie Phillips Insurance has provided great customer service and helped our clients stay ahead of the changes in coverage and claims that will affect their bottom line. We want to be more than just your insurance agent. We want to be your Condominium Association Insurance Expert. You need an expert who […]
Read MoreHabitational and Condominium Insurance Training for Community Managers
Connie Phillips Insurance, in conjunction with the Phillips Condominium Group, really understands the habitational insurance needs of your community. We offer training for Condominium Associations, HOA, Cooperatives, Property Managers, Board Members and Unit Owners. Here are the topics that have already been presented: Be Prepared if your insurance policy is cancelled […]
Read MoreThe Phillips Condominium Group
The Phillips Condominium Group is recognized as the premier agency in the Mid-Atlantic region, offering a full-service portfolio for Condominium Associations, HOA, Property Managers, Board Members and Unit Owners. Connie Phillips Insurance has over 35 years of experience in the Community -Condominium -Apartment insurance field and has developed a broad range of coverage programs to […]
Read MoreOlder condos and buildings need Ordinance or Law Coverage
Ordinance or Law insurance provides coverage for loss caused by enforcement of ordinances or laws regulating construction and repair of damaged buildings in Maryland and Virginia, These older structures may be damaged and will need upgraded electrical, heating, air-conditioning (HVAC) and plumbing units based on these codes. Many communities have building ordinances requiring that a […]
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