Youth sports have come a long way over the years. As more and more children get involved in sports it is important to make it an enjoyable and learning experience for them. As a coach it is important to be a positive role model. Use positive reinforcement, by doing this it gives children more confidence […]
Read MoreHURRICANE AWARENESS
Here is some reminder Information you should know about hurricane season While the hurricane season for the Atlantic goes from June 1st through November 30th – the peak hurricane season is between August and late October. Did you know? A hurricane “watch” means that conditions (with winds up to 74 mph) are possible within the following […]
Read MoreYour New Medicare ID Cards and Numbers are considered Personally Identifiable Information PII
You will be getting a new Medicare Card!! The centers for Medicare and Medicaid Services are mailing new cards to beneficiaries and will mail them through April of 2019. These cards will have a unique number called a Medicare Beneficiary Number (or MBI) The centers are advising that you may not share your numbers with […]
Read MoreWhy you should use a separate email address for Association board business
All so often our email inboxes can quickly fill up with junk mail, advertising specials, and those special emails from friends and family. Thus, trying to locate a particular email and just sorting thru all those emails is very time consuming. This is one of the reasons why you should set up a separate email […]
Read MoreCertificates of Insurance and what you need from your vendors
General Liability and Workers Compensation Insurance Certificates Take the necessary steps to keep your Associations financial future safe. Please be sure to maintain updated certificates of any hired Contractors General Liability and Workers Compensation insurance. If the Independent Contractor does not purchase Workers Compensation or General Liability insurance, a charge may be made under your […]
Read MoreHosting a Special Event in your Community Association
As some might feel that communities with an HOA can be a bit restrictive. They have rules & regulations in place to create harmonious living for everyone. In addition, having an HOA also helps with creating friendships of neighbors and a safe neighborhood to live in. With that said some communities that have a lot […]
Read MoreCommunity Association Liability and Fair Housing Complaints
Do you have the proper discrimination coverage to protect your community association if a legal claim is made? The Fair Housing Law prohibits housing discrimination based on race, color, religion, sex, familial status, national origin, marital status, sexual orientation, gender identity, or disability. Claims are increasing in these areas and can cost a community from […]
Read MoreAnnual Notice to Unitowners in Maryland regarding your Condominium
Annual notice Version 1 ANNUAL NOTICE TO UNITOWNERS IN MARYLAND REGARDING YOUR CONDOMINIUM HOMEOWNERS INSURANCE This notice contains important information regarding your condominium associations insurance and the Maryland Condominium Act. Mary Law states that: Condominium association are required to insure the common elements and invidiual units, except for any improvements and betterments installed in units […]
Read MoreUnderstanding Business Insurance
What is business insurance? Insurance coverage that protects businesses from losses due to events that may occur during the normal course of business operations. A typical business insurance policy will include coverage for your property, legal liability, employee and customer related risks. Business Property Building Business Income Contents Equipment Outdoor Storage Business Liability Bodily Injury […]
Read MoreYou need a Condo Association Insurance Expert!
For over 25 years, Connie Phillips Insurance has provided great customer service and helped our clients stay ahead of the changes in coverage and claims that will affect their bottom line. We want to be more than just your insurance agent. We want to be your Condominium Association Insurance Expert. You need an expert who […]
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