How does a condominium board decide to increase to the $10,000 deductible? You have the option to change your deductible effective 10-1-20. With the new legislation, if a loss originates in a unit, that unit owner, is responsible for the first 10,000 of the master deductible. Without any changes, the unit owner would only have […]
Read MoreMaryland Individual Health Insurance Special Enrollment Period SEP extended to July 15th
To help uninsured members of our community get the care they need during this significant public health event, the Special enrollment Period (SEP) has been extended. For Maryland and Northern Virginia, extended to July 15, 2020 For District of Columbia, still maintains a September 15, 2020 enrollment period For Group, it only ran thru June […]
Read MoreNotice Regarding any Independent Contractor in California- Workers Compensation Audit changes effective 7-1-20
California Assembly Bill 5 (also known as CA AB 5) was signed into law in September 2019, implementing a new test all employers must use to determine if a worker is an employee or an independent contractor under the California Labor Code. The law may impact who you cover under your workers’ compensation policy. While […]
Read MorePersonal auto insurance companies are offering refunds or premiums reductions during COVID-19 shutdown!
We are all home and not driving our cars. The shelter in place orders and social distancing have resulted in a notable decrease in the average miles driven per day. This results in a decline in automobile claims. These savings for the Personal Auto insurance carriers will be shared with their policyholders. To get relief […]
Read MoreLet’s Keep America Healthy!
COVID-19 – A Message from Connie Phillips Insurance News about a deadly virus that stared in Wuhan, China in December, now called 2019 novel coronavirus, or COVID-19. As the number of cases rises, it’s understandable if you’re wondering how likely it is that you or a loved one will become ill. Everyone is quite likely, […]
Read MoreAnswering your insurance questions regarding COVID-19
In an effort to answer some of your insurance questions, I have shown below how your insurance coverages may respond. Unfortunately, most policies have specific exclusions listed on the policy that exclude coverage for this coronavirus pandemic. There are informative links regarding Workers Compensation, and your state unemployment websites at the end of this email. […]
Read MoreWorkplace Violence – The Second leading cause of work-site deaths in the United States
According to the Occupational Health and Safety Administration (OSHA), each year nearly 2 million American workers are victims of workplace violence. Acts of violence and other injuries is currently the second-leading cause of fatal occupational injuries in the United States. Connie Phillips Insurance would like to provide you more information about workplace violence and how […]
Read MoreCollege Students Back to School – Review Your Insurance Coverages!
As college students return for the new school year – this can present a number of challenges. In addition to making sure you have a laptop and other college materials, now is also the time to consult an insurance professional to verify your insurance needs such as your car, your home and even your health […]
Read MoreSafety tips – Hurricane Season
Are you ready for Dorian? (the powerful category 4 hurricane which is expected to impact the east coast). Connie Phillips Insurance wants to make sure you are prepared and protected. We have formulated a list of tips and safety precautions you should follow to remain safe during a hurricane. The common thread among all major […]
Read MoreGoing Back to School can be Stressful – Hope these tips will help!
Tips for back to school Summer vacations are almost over, and the new school year is approaching. Here are some tips for back to school to help you and your children start the school year on the right foot. In addition to meeting with their new teachers and getting a good breakfast to start the […]
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