Farm insurance is especially important as we approach spring as the season brings a mix of opportunities and risks for farmers. Here’s why:
- Weather-Related Risks
Spring is known for unpredictable weather—late frosts, heavy rains, flooding, and even tornadoes. Crop and livestock insurance can help protect against these risks.
- Planting Season Coverage
Spring is the start of the planting season, and any delays or damage (due to drought, excessive moisture, or pests) can impact a farm’s profitability. Insurance ensures that farmers don’t face complete financial loss if conditions aren’t ideal.
- Equipment Protection
Farmers are gearing up their machinery—tractors, planters, and irrigation systems—for heavy use. Equipment breakdowns or damage can be costly, but insurance can cover repairs or replacements.
- Livestock Coverage
With warming temperatures, livestock face different risks, such as disease outbreaks or extreme weather events. Insurance helps farmers recover losses due to unexpected deaths or health issues in their herds.
- Liability Concerns
Spring often brings more farm activity, visitors, and farmhands. Liability insurance protects against accidents, injuries, or property damage that could happen on the farm.
By securing farm insurance before spring fully sets in, farmers can operate with more confidence, knowing they are protected from common seasonal risks. Are you looking for a specific type of coverage, or do you need help finding an insurance provider? Contact Jessica Gray at Connie Phillips Insurance at 888-439-0479.