Your farm is not just acreage and equipment; it is your livelihood. One storm, one equipment breakdown, or one unexpected liability claim can disrupt everything. That is why farmers across our region turn to Connie Phillips Insurance for protection built around the real risks of modern agriculture. We do not offer one‑size‑fits‑all policies. We build […]
Read MoreAs electric vehicle (EV) adoption continues to accelerate across the Maryland community associations are seeing a surge in requests for charging station installations. Under Maryland law, boards are required to approve these requests provided they meet specific criteria. However, “Right to Charge” does not mean “Free to Charge.” Maryland law gives associations powerful tools to […]
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The Federal Motor Carrier Safety Administration (FMCSA) is rolling out the most significant modernization of its registration systems in decades. The new registration system —Motus—is designed to replace a patchwork of outdated systems with a single, streamlined, and secure portal for managing FMCSA registrations. If you’re a motor carrier or otherwise regulated by FMCSA, Motus […]
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Large jury awards—often called nuclear verdicts—are becoming more common, and a recent case in Florida is a powerful reminder of how quickly a simple maintenance issue can turn into a multimillion dollar liability claim. In late 2024, a Florida jury awarded more than $11.3 million to a shopper who fractured her ankle after tripping on […]
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Were you gifted with something sparkly or sentimental this Holiday Season? Here’s How to Protect Them All Year Long The holiday season has a way of bringing magic into our homes — twinkling lights, family gatherings, and sometimes even a little extra sparkle under the tree. If you were blessed this holiday with a new piece […]
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At Connie Phillips Insurance, we know your pets are more than just animals—they’re family. That’s why we’re excited to offer Pet Insurance that helps you care for your furry companions without worrying about unexpected vet bills. But did you know that bundling your Pet Insurance with your Homeowners and Auto Insurance can save you money […]
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Beneath the charming skyline of clustered spires and the vibrant growth of its communities, Frederick, Maryland, is a city on the move. A thriving economy, a burgeoning population, and a steady influx of new homes and businesses paint a picture of prosperity. However, these very indicators of success are contributing to a growing concern […]
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I wanted to share a quick checklist of items to do in preparation for upcoming hurricane and high winds: Prepare ahead of time with an emergency kit and know what to do during and after the storm. Check your gutters and downspouts and clear them of any debris to prevent water damage. If you own […]
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No one wants to pay more than they have to, especially regarding auto insurance. That’s why tips that can help lower your premium are among the most valuable we dish out. But the most valuable way to lower your auto bill may surprise you: Drive safely. 🚦 No, seriously. Let’s break it down: 🔹 Fewer […]
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When you’re a homeowner, you have a lot to protect. Your homeowner’s policy helps protect your property and possessions if an accident happens. Be sure to review your property coverages and insure your home for reconstruction costs. Have you agent provide you with a replacement cost estimate. Your homeowners policy will also provide help if […]
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