This Thanksgiving you have decided to deep fry your turkey instead of the traditional all day in the oven approach. You proudly bring your guests outside to see you drop the bird in your deep fat fryer. The bird is too big, flashes out and ignites the burner. As your family scatters the fire is now burning your patio cover. How would this be covered on the Homeowner’s Policy?
Since the patio cover is part of your home, the Dwelling Coverage under your Homeowners policy would cover this.